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Expenses must be incurred January 1 - December 31 in a benefit period (plan year). There is no longer additional time to incur expenses. Rather, balances of $500 or less will be carried over to the next year. You will be able to carry over the balance, up to $500, as long as you reenroll each year. All dates of service must be submitted no later than April 30 the following year.
Please note: Your effective dates will vary if you enrolled outside of Open Season or if you separate from the government prior to December 31. For example, if you enrolled on March 1, your effective date would be March 2. If your last day of employment with the government is September 30, then only claims incurred through September 30 would be eligible.