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FAQs

Most Popular Questions

When is my election or change in election effective?

The following chart summarizes when your election is effective:

IF YOU ENROLLED

YOUR ENROLLMENT, OR ENROLLMENT CHANGE, MUST BE SUBMITTED

YOUR ELECTION IS EFFECTIVE

YOU MAY CHANGE YOUR ELECTION

During Open Season

By midnight on the last day of Open Season

January 1 of the following year

Until the last day of
Open Season

Belated Enrollment

Any changes by midnight of the day the belated request is submitted

Either January 1 OR the day after your election is received and approved by FSAFEDS

If you experience a QLE, or the next Open Season

As a new/newly eligible employee, within 60 days of becoming eligible, before October 1

Any changes by midnight of the day after your enrollment was submitted

The day after your election is received and approved by FSAFEDS

If you experience a QLE, or the next Open Season

As a result of a QLE, before October 1

A QLE must be submitted 31 days before to 60 days after the date of the event

The first day of the first pay period that starts after approval of the QLE and verification of the event by FSAFEDS.
If the change is requested due to the birth or adoption of a child, the change will be effective retroactively to the date of birth or placement for adoption.

If you experience a second QLE, or the
next Open Season

As a result of a QLE with a decrease in your election, on or after October 1

A QLE must be submitted 31 days before to 60 days after the date of the event

The first day of the first pay period that starts after approval of the QLE and verification of the event by FSAFEDS.
If the change is requested due to the birth or adoption of a child, the change will be effective retroactively to the date of birth or placement for adoption.

If you experience a second QLE, or the
next Open Season