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Most Popular Questions

If I enroll outside of Open Season, when will my HCFSA, LEX HCFSA or DCFSA be effective?

If you enroll in FSAFEDS with a Belated Enrollment or as a new or newly eligible employee, your election will generally be effective the next day after you enroll, but not before January 1 (which is the start of the new benefit period).

You may elect up to the full amount for the FSAs in which you choose to participate. However, only expenses incurred on or after your effective date through the end of the benefit period are eligible for reimbursement.

Example: Marie becomes eligible for the FSAFEDS program on March 1 and elects to participate in an HCFSA. Marie purchased a three-month supply of contact lenses back in January. Marie cannot receive reimbursement for the contact lenses she purchased back in January, but she may submit claims for subsequent contact lens supplies purchased after her March 2 effective date.

If you are a newly eligible employee due to a qualifying life event (PDF), your election will be effective on the first day of the first pay period that starts after your election is approved by FSAFEDS.

Please note: No enrollments are accepted on or after October 1 of any benefit period since Open Season is held from mid-November to mid-December each year.