Encircled icon of a desktop computer monitorEncircled hand hold a mobile device on which the screen shows a check markArrow pointing leftArrow pointing rightAt symbol indicating an email addressInstitution IconMenu IconGo to first page symbolClosed book iconBookmark with tabsEncircled image of a handheld calculatorCalculator IconEncircled monthly calendarCalendar shaped box with checkmarkMonth view of a CalendarCaret DownCaret LeftCaret RightCheckmark on a circlular backgroundCheck mark in a square boxChild IconCircleClock faceClose or Cancel symbolThree cogs enmeshedComment bubbleComment bubbleTwo comment bubbles addressing each other in conversationIcon indicating a database as a stack of circlesEncircled image of a small hand laid atop a larger handDependent Care FSA IconDesktop computer monitor over a circle with a shadowDesktop computer iconEncicled open document folderMoney IconEncircled dollar signUS Dollar symbolDotted Arrow IconEdit IconGo to last page symbolPen with checked checkbox within a circleEnvelope IconExclamation Mark within a Triangular SignEncircled hand holding dollar billsEncircled compassEye IconFacebook LogoEdit IconStar IconFax IconEncircled hand holding a dollar signAdobe Acrobat PDF iconSingle, blank file iconTwo files in a stackLightning bolt symbolEncircled file iconA group of peopleEncircled white crossHealth Care Flexible Spending Account IconHeartbeat IconEncircled "i" characterText file icon symbolizing a paper letterEncircled image of two files, one laid above the otherEncircled icons of a tooth and an eyeLimited Expense Healthcase FSA IconEncircled lightbulbList IconLock IconEncircled megaphoneMedkit IconEncircled chat bubbleMobile phone over a circle with a shadowPause IconEncircled stack of coinsPhone IconPlay IconMouse Pointer IconPrescription SymbolPrinter IconQuestion Mark IconEncircled question markEncircled cloud with download symbolSearch IconSecure EmailSign In IconSign out of this siteSpinning circle indicating a process is activeEncircled starStar IconWrench within a circleTwitter LogoUser Icon with Plus SymbolDownload on the App StoreFSAFEDS LogoGet it on Google PlayUnited States Office of Personnel Management
Close Open Menu


Most Popular Questions

How should I submit my gym membership claims if I pay for the full amount upfront?

For a gym membership to even be considered for reimbursement under a Health Care FSA, you must have:

  • Approved Letter of Medical Necessity (PDF) on file for a medical condition that requires exercise at a gym
  • Individual gym membership contract on file (multi-person contracts will not be considered)
  • Claim form accompanied by one of the following:
    • Either an itemized statement with date of service, type of service, dollar amount, and provider name/address OR,
    • Proof of payment from the gym (not a bank/credit card statement) with date of service, type of service, dollar amount, and provider name/address

If the Letter of Medical Necessity is approved, you have two options for submitting these types of claims (see below). However, IRS rules state that we cannot reimburse expenses that will be incurred in the future, even if the provider requires payment in advance for the entire period. This includes expenses such as gym memberships:

Your options include:

  1. Submit expenses for a full month after that month has ended. Let's say you are billed monthly for gym membership, and paid for January 1 - January 31. On February 1, you would submit a claim form for January only, and include the receipt for January's membership that details the dates of service, provider name and cost.
  2. Submit the expense as recurring for a specific time period. Let's say you were asked to pay a fee upfront for a specified time period. For instance, in April you were asked to pay a $270 fee to cover gym membership for April through December. On May 1, you would submit a claim for $270 with the appropriate documentation and continue to submit a claim for $270 each month of the time period until you are reimbursed for the entire expense.