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FSA Savings Calculators

Use these convenient tools to calculate how much you can save each year.

Find Out Your FSA Savings

An FSA is an annual account, and as a rule, the money you contribute must be used within the FSAFEDS Benefit Period. That’s why it’s important to estimate how much you spend on eligible FSA expenses – those for you, your spouse, and your eligible dependents.

Use one of the calculators below to estimate eligible expenses. This will help you determine what annual election amount is right for you and your family.

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Toll-Free Number:
877-FSAFEDS (372-3337)

Toll-Free Number for Overseas Participants:
+1 650-577-5294

TTY Line:

FSAFEDS Benefits Counselors are available Monday through Friday from 9 a.m. until 9 p.m. Eastern Time.


Health Care FSA Calculator

This FSA covers eligible medical, dental, and vision expenses. With a HCFSA, you can carry over up to $640.00 to the next year if you have a remaining balance at the end of the year, and if you re-enroll in FSAFEDS during Open Season.

Calculate Your Savings!


Limited Expense Health Care FSA Calculator

If you have a Health Savings Account (HSA), this FSA is compatible with it. Limited Expense Health Care FSA funds cover eligible dental and vision care expenses. With a LEXFSA, you can carry over up to $640.00 to the next year if you have a remaining balance at the end of the year, and if you re-enroll in FSAFEDS during Open Season.

Calculate Your Savings!


Dependent Care FSA Calculator

Use this FSA to reimburse yourself for eligible dependent care services, such as child or elder daycare. It does not cover eligible medical expenses for your dependent(s). The Dependent Care FSA doesn't allow you to carry over funds from one year to the next, but this FSA does have a grace period. Please estimate your expenses carefully.

Calculate Your Savings!